The 401 (k) and its personal savings counterpart, the Individual Retirement Account, emerged in the 1970s as tools for Americans to build retirement savings. The plans have gradually replaced ...

When you enter the workforce, the concept of retirement barely feels real. It's simply a finish line hundreds of miles away that you can hardly see, let alone touch. But as you get closer to that ...

Across the country, American workers share similar money worries, from keeping up with the cost of daily essentials — rent or ...

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Private investments might help in a market downdraft, but you may not see them in your retirement plan anytime soon.

With stock market charts resembling the contours of a roller-coaster ride in recent days, many Americans could be forgiven ...

Now more than ever, America can tackle the retirement industry’s most pressing challenges while serving small employers and ...

According to Vanguard’s report, a notable increase in hardship withdrawals was observed in 2024. Specifically, the percentage of participants initiating such withdrawals rose to 4.8% from 3.6% in 2023 ...

Please see the related Current Report on the Form 8-K filing filed with the SEC for additional information. About American Vanguard American Vanguard Corporation is a diversified specialty and ...

In 2024, 401(k) hardship withdrawal rules changed in accordance with the ... a modest increase isn’t surprising,” noted the Vanguard report. Overall, despite a “few signals of a possible uptick in ...