One term you might come across is a high-deductible health plan, or HDHP. In recent years, there has been a "growth of high deductible plans, which offer lower monthly premiums but require ...

For example, regular insurance is required to cover mental health services, while gap health plans aren’t. It’s a good idea to compare your gap insurance and high-deductible health plan to check for ...

If you have a high-deductible health ... plan. $18,400 for a family plan. Individual limits apply to everyone with coverage, even those who are part of a family plan. For example, if you have ...