The full retirement age for Social Security – the age in which you get 100% of the program's benefits – has risen over recent years.

The full retirement age to collect full Social Security benefits changed in 2025. Starting this year, U.S. citizens born in 1960 will have to retire at 67 years old instead of 65 in order to receive 100% of benefits.

Retirement planning is crucial, especially with changes in Social Security's Full Retirement Age (FRA). Knowing your FRA can significantly impact your financial future, ensuring you maximize your benefits.