Big savers can use after-tax 401(k) contributions to kickstart tax-free retirement savings. Here’s what investors need to ...

In 2024, Vanguard said the average balance for its 401(k) between the ages of 45 and 54 was $168,646. Fidelity’s figure for plans they do administrative work for was $192,200 for the 45-to-60 crowd.

Vanguard Personal Advisor provides digital management and ongoing financial advice from fiduciary advisors. You can roll over a past employer-sponsored 401(k ... and insight and investing ideas ...

the 401(k) has nowhere to go but up. “I think what these stats are showing is steady improvement year over year,” said David Stinnett, head of strategic retirement consulting at Vanguard.

The Trump administration’s tariffs have triggered panic trading from almost all corners of Wall Street except for one: 401(k) ...

Vanguard, one of the largest 401(k) operators, reports that as of mid-April, roughly 97 percent of its account-holders hadn’t initiated any trades in 2025, according to data provided by the company.

In 2023, only 22% of employer plans offered after-tax 401(k) contributions, according to the latest data from Vanguard's How America Saves report. It's most common in larger plans. Even when it's ...

Access is key to participation. Data from Vanguard shows that average participation in 401(k)-type plans rose from 79% in 2014 to 85% in 2023. When companies automatically enroll workers in ...