Big savers can use after-tax 401(k) contributions to kickstart tax-free retirement savings. Here’s what investors need to ...

Access is key to participation. Data from Vanguard shows that average participation in 401(k)-type plans rose from 79% in 2014 to 85% in 2023. When companies automatically enroll workers in ...

But should you? More Americans are treating their 401(k) retirement savings like an emergency fund. That’s according to a preview of Vanguard’s How America Saves 2025 report, which says that 4 ...

according to the latest data from Vanguard's How America Saves report. 'A great tool in the toolbox' The higher 401(k) catch-up is "a great tool in the toolbox," especially for higher earners ...

Vanguard, one of the largest 401(k) operators, reports that as of mid-April, roughly 97 percent of its account-holders hadn’t initiated any trades in 2025, according to data provided by the company.

Vanguard Personal Advisor provides digital management and ongoing financial advice from fiduciary advisors. You can roll over a past employer-sponsored 401(k ... and insight and investing ideas ...

In 2023, only 22% of employer plans offered after-tax 401(k) contributions, according to the latest data from Vanguard's How America Saves report. It's most common in larger plans. Even when it's ...

the 401(k) has nowhere to go but up. “I think what these stats are showing is steady improvement year over year,” said David Stinnett, head of strategic retirement consulting at Vanguard.