Lower interest rates over the next several years will stifle net interest income growth. The company may have a greater opportunity to recruit advisors as it fills holes in its geographic footprint ...

Sees FY25 adjusted EBITDA $345M-$375M. Sees FY25 net interest expense $80M-$90M. Sees FY25 capital expenditures $125M. Sees FY25 free cash flow at least $130M.

M. Oakland continued, “As a result the board and management are executing a plan to drive more profitable business through the organization, including making strategic decisions on margin management ...