Visa has offered Apple a roughly $100 million payment to get the tech giant’s credit card, part of a battle between the country’s biggest payment networks for the splashy Apple card. The Apple card is up for grabs because Goldman Sachs,

Changing networks won't impact cardholders much, but it could be the first step toward improving card features.

There's been a quiet battle between banks to be the next Apple Card issuer as Goldman Sachs moves on, but another battle is brewing between networks to take over from Mastercard.