Helene was never predicted to hit Tampa — it’s eye made landfall 180 miles north. But at more than 200-miles wide and winds whipping at nearly 140 mph near its core, it created surges that hit all along the Florida peninsula’s Gulf Coast. Most weren’t deadly, but on Pinellas’ barrier islands, the water wall came from all directions.

Storm surge impacts mainly coastal communities, but some inland communities could get inundated by the massive amounts of water.

A week after Hurricane Helene overwhelmed the Southeastern U.S., homeowners hit the hardest are grappling with how they could possibly pay for the flood damage from one of the deadliest storms to hit the mainland in recent history.