Your account includes a photo, which is critical ... After you create your profile, Venmo walks you through security options.

Scammers can pretend to be a friend or a family member by changing their name and profile photo on Venmo to look like someone you know. They’ll then send a request for money, hoping you won’t ...

You can safely verify the identity of the user you're paying by ensuring the username and profile picture is accurate. Venmo may also ask you to confirm the last four digits of the user's phone ...