More Americans than ever are dipping into their retirement prematurely, and experts warn it could have serious consequences ...

Bill Bengen, the creator of the 4% rule, shared eight customizable elements every retiree should consider when creating a ...

When saving for retirement, you'll typically have two choices for how you'll fund your IRA. With a traditional IRA, you'll ...

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here’s the latest. One source Americans ...

Finding the perfect withdrawal rate is something that all prospective retirees should do well ahead of time. Undoubtedly, the so-called “4% rule” that entails drawing down 4% of one’s ...

How much can you withdraw from your retirement portfolio each year? For many investors, the go-to answer is 4%. Researcher Bill Bengen developed that rule of thumb back in 1994, meaning an annual ...

It may be time to give the 4% rule an upgrade. Retirement planners have used the popular guideline for their retirement withdrawal rates, but why is its creator saying that it's time for a revision?

But here's a retirement savings move I think is particularly powerful: Make good use of a Roth IRA. What's so great about it?

Higher retirement plan contribution levels, lower ‘safe’ withdrawal rates, changes to Social Security benefits, and more. Dziubinski: Christine, let’s start by talking about people who are ...

The 4% Withdrawal Rule for retirement funds celebrated its 30th anniversary this past October. Financial advice professionals have used it as a benchmark for advising their clients in scheduling ...