Editor's Note: APYs listed in this article are up-to-date as of the time of publication ... to get a higher return on your money. Anyone, no matter their age or savings, can get started with ...

Americans endlessly debate the best age to claim Social Security. If you ask economists and actuaries, the answer is actually pretty simple.

How much money you will ultimately collect in Social ... Longevity extends as you age. By the time an American male reaches age 62, his life expectancy is a lot longer. The best age to claim ...