Changing networks won't impact cardholders much, but it could be the first step toward improving card features.

Visa has offered Apple a roughly $100 million payment to get the tech giant’s credit card, part of a battle between the country’s biggest payment networks for the splashy Apple card. The Apple card is up for grabs because Goldman Sachs,

The company wants to take over processing of payments for Apple's credit card, and has reportedly offered $100 million to replace Mastercard.