But now is also the time to start planning the long-term strategy for your exit ... and that brings us to our final exit plan ...

Don't leave before the last check has been written. Your summary plan description, provided by your employer once a year, will clue you in to the key dates. Also find out the rules for cashing out ...

As you plan, you may even discover problems you ... five to seven years out from retirement and begin to craft that exit strategy: How you invest in retirement is different – or should be ...